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San Diego Annuity Shop is an independent, local retirement income agency helping San Diego retirees protect savings, secure income, and explore safe CD alternatives.

Modern fixed and indexed annuities from top-rated carriers give you peace of mind with no market losses, steady growth, and protection powered by modern indexing.

When markets drop, your gains stay locked in.
Chart showing an annuity making gains, locking them in and not taking losses

Indexed Universal Life combines market-linked growth with long-term tax advantages offering control, liquidity, and flexibility that traditional retirement accounts can't

From accumulation to retirement to legacy, it all grows tax-free
  • Tax-free Growth
  • Tax-free Income
  • Tax-free Legacy

Private banking strategies create predictable growth while letting your money stay in motion earning returns while you access it through participating loans.

Your money works harder when it's never sitting still.
Borrow, Invest, Grow, repay

Find your perfect protection + growth plan

San Diego Annuity Shop is an independent, local agency. We respect your privacy.
Your information is never sold or shared. You'll work directly with one of our trusted, licensed advisors from start to finish.